Terms of use

Sayvings · effective 17 October 2026

Using Sayvings

Sayvings helps you keep track of what you spend. It is a record-keeping tool, not financial, tax or investment advice. Check amounts before relying on them: speech recognition and automatic reading of what you say can make mistakes, which is why every expense is shown to you before it is saved.

Subscriptions

• Sayvings offers Basic and Pro plans, monthly or yearly. New subscribers get a free trial when the store shows one. You aren't charged until it ends.
• Payment is taken by the App Store or Google Play when you confirm the purchase, or when the free trial ends.
• Subscriptions renew automatically at the same price and length unless you cancel at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID or Google Play account settings.
• Refunds are handled by Apple or Google under their policies.
• If your plan ends, your expenses stay on your phone and you can still view and export them.

Your data

How your data is handled is described in the privacy policy. You can delete your account and synced data from inside the app at any time.

Fair use

Smart parsing has a daily allowance per plan to keep the service affordable. Don't try to get around limits, misuse the service or interfere with it.

App Store terms

If you downloaded Sayvings from the Apple App Store, Apple's Licensed Application End User License Agreement also applies.

Changes and contact

We may update these terms; the date above shows the latest version. Questions: privacy@example.com